Plan for the Future Today
We believe in transparency, client-centricity, and a proven track record of success. Ready to take the first step towards your ideal retirement lifestyle? Contact us today for a personalized consultation and a plan that aligns with your financial goals.
WHY CHOOSE US?
Becoming No #1 For Retirement Needs
With a rich history of expertise and a commitment to your financial well-being, our seasoned team is dedicated to crafting retirement planning strategies uniquely tailored to your goals. We stand for transparency, integrity, and unwavering client focus. Our mission is to empower you with the knowledge and strategies necessary to make informed financial decisions and build a secure future.
The Solutions We Provide
Our services encompass comprehensive retirement planning, personalized strategies, and active risk management for you and your family.
Retirement Planning Services
Our advisor starts by conducting a comprehensive financial assessment to understand your goals, risk tolerance, and current financial situation. We then create a personalized plan that outlines clear steps to help you achieve your objectives, and live the life you desire when your working years are behind you.
Risk Analysis and Mitigation
We conduct in-depth risk assessments to understand your risk tolerance. Our advisor then designs a strategy that mitigates risks while protecting your assets. We continually monitor your personal and work status to adapt to changing conditions and keep risks in check.
Continuing Care
It is well known that an individual today stands a much greater chance of needing skilled care later in life. The financial demands of such care on someone can be significant, so planning for that need is incredibly important. Our advisor will discuss planning options to make sure that you receive the best care possible in the later stages of life.
Tax-Efficient Planning
We offer tax-efficient planning strategies to help minimize your tax liability. This includes optimizing your income from tax-advantaged accounts, considering capital gains implications, and implementing strategies to maximize after-tax returns.
Benny Cardwell - Founder
Since 2015, Benny has been a trusted local insurance advisor and Retirement Planner, making a positive impact in the Tri-State area. His commitment to assisting the community with retirement financial concerns has positioned him as a go-to professional for individuals seeking comprehensive solutions for their Medicare and retirement needs.
FAQS
How much money do I need to be able to retire?
Answer: There is no one answer that can fit everyone. Planning for your own retirement requires an understanding of what you want your lifestyle to be like after your working years are over. Planning ahead makes all the difference between the life you WANT to live vs. the life you might HAVE to live. We encourage you to schedule an appointment today to begin the process of planning for the life you desire, and not settle for what life may bring your way.
Will Social Security provide enough income for me in retirement?
The short answer to this is - probably not. The vast majority of people we consult with are not surprised to learn that Social Security benefits, while earned and appreciated, aren't nearly enough to provide a lifestyle that most hard working people want to live. This is why proper planning and making strategic decisions are so critical in making the difference between living the lifestyle you WANT vs. what you may HAVE to accept. We encourage you to schedule a consultation as soon as possible to ensure that planning your ideal future lifestyle can become a reality.
In addition to income, what else do I need to prepare for in retirement?
There are many other issues to consider in preparing for retirement. During our consultations with our clients we discuss any outstanding debts, the potential need for long-term care, health care needs not covered by Medicare, and much more. We make every effort to ensure that that unexpected events are considered, and in turn are properly prepared for. Each consultation is personalized to your individual needs, as not all solutions are sensible for everyone.
How do you charge for your services, and are there any hidden fees?
Answer: We are committed to complete transparency in our fee structure. There are no out of pocket fees for our services. We are compensated by the companies whose products we use for solutions to our clients needs. The solutions recommended to help our clients achieve their retirement goals will be specific to each client, so it is important to have a personalized consultation with our expert advisors to know what will work best for you.
How often will I receive updates on my plan?
We provide regular performance reports on a schedule that suits your preferences, typically quarterly or monthly. Additionally, you can access your plan's performance at any time by contacting us and scheduling an appointment. We believe in keeping you informed so you can track your progress towards your financial goals with confidence.
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